Cost of Health Care

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Proportional health care expenditures were virtually unchanged in 2023.

No significant movement since the last available data

Benchmark: Maine’s health care spending as a percentage of total personal expenditures will decline to the New England average by 2030.

Overview Fig. A Fig. B

Overview

Our measure of health care costs tracks the percentage of total personal expenditures that are devoted to health care. Maine people and businesses consistently identify the high cost of health care as a major concern.

In 2023, health care spending in Maine stood at 16.7% of all personal expenditures, down from its peak of 19.0% in 2019. While health care expenditures in Maine are higher than the U.S. and New England rates, the gap has narrowed. They fell sharply in 2020, largely due to the decline of noncritical services during COVID. Still, in Maine and across the nation, about 1 in 6 dollars generated in the economy goes to medical expenses.

In 2023, the median contribution for family health insurance coverage of a Maine employee was $5,200. By this measure, Maine ranked 30th highest of the 50 states. For employers, the median contribution was $20,000, tied with eight other states for 2nd highest. These rounded estimates come from a relatively small survey and should be interpreted with caution.

Fig. A

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Health Care Expenditures as Percentage of Total Personal Expenditures

Source: U.S. Bureau of Economic Analysis

Fig. B

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Median Contribution for Family Coverage, 2023

Source: USDHHS, Agency for Healthcare Research and Quality